Health insurance and Medicare can be confusing and stressful. Trust a local, independent insurance agency to help guide you through the process. Minnesota National Agency, Inc. has been working with Minnesotans near Sauk Centre and Long Prairie since 1950.
Learn more about all of your health insurance and Medicare options below*, and reach out to our agents for a quote today
Health Insurance
Whether you need health insurance for yourself, your family, or your employees, we can help find a plan to fit your needs.
Health insurance, at its most basic, limits the amount you pay for health care. While there are a few ins and outs to cover (deductibles), you receive overall discounts on fees from doctors, clinics, and hospitals.
Dental Insurance
Dental health is essential to your overall well-being. By choosing dental insurance through Minnesota National Agency and Delta Dental, you protect against unexpected costs with plans that suit various budgets. Our coverage ensures you’re prepared for anything from routine check-ups to unforeseen dental procedures, offering peace of mind and significant savings on dental care.
Medicare Insurance
Medicare is health insurance for people 65 or older or those with certain disabilities or diseases. As you age into Medicare, Minnesota National Agency, Inc. can help guide you through the process beforehand to ensure you have the correct coverage.
There are a few different parts to Medicare, including:
- Medicare Part A (Hospital Insurance) | covers inpatient care in hospitals, skilled nursing facilities, home health care, or hospice.
- Medicare Part B (Medical Insurance) | helps cover services from clinics, outpatient care, home health care, medical equipment, or preventative services.
- Medicare Part C (Medicare Advantage) | bundled plans that include Part A, Part B, and usually Part D, along with possible extra benefits like vision, hearing, and dental.
- Medicare Part D (Prescription Insurance) | helps cover the costs of prescription drugs, including shots or vaccines.
- Medicare Medigap (Supplemental Insurance) | helps pay your share of costs in Part A or Part B by buying this extra insurance. Medigap plans are labeled with letters as well, including Medigap Plan A, B, C, D, F, G K, L, M, and N, all of which offer different benefits.
Note: Medicaid is separate and distinct from Medicare. Medicaid is a joint federal and state health care program for those with limited income and resources. Some individuals may have both Medicare and Medicaid at the same time.
What is a Medicare Advantage Plan?
Helping you understand the basics of your Blue Cross Medicare Advantage plan is our priority. This video offers a quick overview of the basics of your plan.
Helpful Tools: Your Medicare Card
Helpful tips on how to use your BCBS Medicare card and how to unlock all your benefits.
Virtual Care Options
Learn about Virtual Care options with BCBS Medicare so you can get care from the comfort of your home.
Insurance Companies
Local Minnesota National Agency, Inc. Offices
Minnesota National Agency, Inc. is a licensed insurance agency in Minnesota, but also holds licensures in Wisconsin, North Dakota, South Dakota, and Arizona. Offices are located in Sauk Centre and in Long Prairie, Minnesota.
*These summaries are brief descriptions of possible coverages. Coverage features and limits vary. Talk to your Minnesota National Agency agent or representative who can explain what options are best for your unique situation.